All of our adjusters have extensive experience of assessing the adequacy of sums insured when compared with the value at risk. Whether a particular sum insured relates to the building, contents or stock it is crucial that the sum insured is adequate to cover the cost of rebuilding or replacing all of the property you own. Failure to have an adequate sum insured will invariably lead to the application of average by Insurers whereby any settlement monies paid are proportionally reduced in line with the percentage adequacy of the sum insured.
If you are concerned that your sums insured are low and may not be adequate, or you just wish to have your sums insured checked, we can arrange to inspect the property in question and furnish you will a report providing advices regarding the adequacy of the sums insured.
To speak to one of our adjusters regarding this please contact us
9 Blairtummock Place, Panorama Business Village, G33 4EN
0141 781 2070